信用評等評

Income per month
Expenses per month


Payment history

Couldn't you pay back monthly instalments from CC, mortgages, loans within the past 12 months?

Did you get a Mahnbescheid because you didn't pay your bill (e.g. cell phone)?

Did you get in trouble with law, do you have public records?


Length of credit history

When did you open your last cheque account?

When did you get your last credit card?

When did you open your last loan?


New credit

How often did you try to apply for a credit card within the last six months?

How often did you try to apply for a loan (e.g. consumer loan, car loan, NOT house loan) within the last six months?


Types of credit used

How many accounts to you have?

Cheque accounts:

Credit cards:

Loans:



工作狀況



Other